Common Elements
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Insurance and lending

Match property and loan addresses to the association that governs them

A policy or a loan on a condo unit depends on the association behind it: whether it is active with the state, how big and how old the buildings are, whether HUD approved the project, and what the county's hazard profile looks like. That information sits in a dozen public sources under a dozen different names.

Common Elements resolves those sources to one record per association and links it to the parcels it governs. Give it an address and it returns the association, or tells you plainly that it has no linked match, instead of guessing.

Try List match freeSee pricing

What you get

Address to association
An exact or building-level match from linked parcel addresses. No fuzzy name guess: an address we have not linked comes back empty.
Registry standing
The state registry status code, formation date and registry document number, so you can trace a record back to the filing.
Size and age
Units where a reliable count exists, parcel count, total living area and earliest year built from the county appraiser roll.
FHA condo approval
The latest HUD decision for the project, normalized, with the status text as filed.
SIRS on file
Whether a structural integrity reserve study is on file. Florida only so far.
County hazard risk
FEMA National Risk Index score and rating for the association's county.

How the work goes

  1. 1Upload your addresses to List match, or call the by-address endpoint from your own system.
  2. 2Review exact and building-level matches, and see which addresses have no linked association yet.
  3. 3Open the full record for any match that needs a closer look.

Sample list match result

Your addressMatchAssociationUnitsYear builtFHACounty risk
1200 Gulf Blvd Unit 402BuildingSeabreeze Tower Condominium1481979ApprovedRelatively high
88 Palm Court DrExactPalm Court Villas HOA2122004Not on fileRelatively high
415 Ridge RdNo linked match–––––

Sample output. Addresses and association names are invented. The columns are fields the API returns for a matched association.

Which plan fits

Scale, $599/mo or $5,990/yr.

Matching a book of policies or loans is API volume. Scale carries 250,000 requests a month, 25,000 rows per search and a written SLA. Growth covers a smaller book or a pilot.

Rows per search
25,000
History
3 years
API calls
250,000 a month
Alerts
Email alerts plus webhooks
Choose ScaleChoose GrowthCompare every plan

Lookback is how far back a plan may search. History only exists from the date each source started being tracked, so a longer window does not add older changes. Free is for evaluation and personal use; a paid plan adds the commercial-use license.

Worth knowing before you pay

  • Address matching covers parcels we have already linked to an association, in Florida, Arizona, Texas, California, North Carolina, Colorado, Virginia, Massachusetts, New York and Wisconsin. Florida is deepest; parts of New York and California are thin. An unmatched address is reported as unmatched.
  • Unit counts are withheld where the only source is a low-confidence estimate.

See coverage and freshness by state

Questions

What does Common Elements Data give insurance and lending?
Address to association: An exact or building-level match from linked parcel addresses. No fuzzy name guess: an address we have not linked comes back empty. Registry standing: The state registry status code, formation date and registry document number, so you can trace a record back to the filing. Size and age: Units where a reliable count exists, parcel count, total living area and earliest year built from the county appraiser roll. FHA condo approval: The latest HUD decision for the project, normalized, with the status text as filed. SIRS on file: Whether a structural integrity reserve study is on file. Florida only so far. County hazard risk: FEMA National Risk Index score and rating for the association's county.
How does the work go?
1. Upload your addresses to List match, or call the by-address endpoint from your own system. 2. Review exact and building-level matches, and see which addresses have no linked association yet. 3. Open the full record for any match that needs a closer look.
Which plan fits?
Scale, $599/mo or $5,990/yr. Matching a book of policies or loans is API volume. Scale carries 250,000 requests a month, 25,000 rows per search and a written SLA. Growth covers a smaller book or a pilot.
What should I know before paying?
Address matching covers parcels we have already linked to an association, in Florida, Arizona, Texas, California, North Carolina, Colorado, Virginia, Massachusetts, New York and Wisconsin. Florida is deepest; parts of New York and California are thin. An unmatched address is reported as unmatched. Unit counts are withheld where the only source is a low-confidence estimate.

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